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The Harman Undertaking

The Harman Undertaking

Written by Matthew Freeman In law, there is an implied undertaking in relation to the disclosure of documents, known as the ‘Harman Undertaking’. The Harman Undertaking is an important obligation tied to the disclosure of documents or other evidence obtained during...
Need – the Exception to the Rule

Need – the Exception to the Rule

Written by Brooke Caulfield Have you heard a third party say ‘need is irrelevant now’? While a third party will often be able to establish they “needed a hire car”, the concept is far from irrelevant and insurers should be aware of the exceptions to this rule. In this...